Terms of Service

Terms governing use of our website and services

Last updated: June 2025

These Terms of Service ("Terms") govern your use of the ALS Mortgage Solutions website and the services we provide. By accessing our website or engaging our services, you agree to be bound by these Terms.

If you do not agree with any part of these Terms, please do not use our website or services.

Our Services

ALS Mortgage Solutions provides mortgage broking and finance advisory services. We act as an intermediary between you and lenders. We do not provide legal, tax, or financial planning advice unless explicitly agreed in writing.

No Guarantee of Approval

While we work diligently to find suitable finance options, we cannot guarantee loan approval. All lending decisions are made by lenders based on their criteria and your individual circumstances.

Your Responsibilities

When using our services, you agree to:

  • Provide accurate, complete, and up-to-date information
  • Notify us promptly of any material changes to your circumstances
  • Review all loan documents carefully before signing
  • Seek independent legal or financial advice where appropriate

Fees and Commissions

In most cases, our broker services are provided at no direct cost to you. We receive commissions from lenders upon successful settlement. We will disclose any fees or commissions relevant to your application in accordance with regulatory requirements.

Intellectual Property

All content on this website, including text, graphics, logos, and software, is the property of ALS Mortgage Solutions or its licensors and is protected by Australian copyright laws. You may not reproduce, distribute, or modify content without our written permission.

Limitation of Liability

To the maximum extent permitted by law, ALS Mortgage Solutions is not liable for any indirect, incidental, or consequential damages arising from your use of our website or services. Our liability is limited to the extent permitted under the Australian Consumer Law.

Governing Law

These Terms are governed by the laws of Victoria, Australia. Any disputes shall be subject to the exclusive jurisdiction of the courts of Victoria.

We reserve the right to modify these Terms at any time. Continued use of our website constitutes acceptance of updated Terms.